« Older Entries

A Guide to Structured Settlements

A Guide to Structured Settlements

At times when a plaintiff settles a case for an amount that is bigger than usual, the plaintiff’s attorney or maybe the financial planner who was consulted with regards to the settlement would suggest paying the settlement in installments instead of giving a huge sum in one go. When settlements are paid in this way, they are known as structured settlements.

A structured settlement is usually created when one or more annuities are purchased. This guarantees future payments. Under a structured settlement arrangement, payments can be provided in almost any schedule or way as long as all the parties involved agree to it.

Benefits of Structured Settlements

One of the biggest advantages of such an arrangement is avoidance of tax. With a good enough set-up, a structured settlement can end up reducing the tax obligations of a plaintiff by quite a lot. In some cases, the settlement can be completely tax-free. Also, a structured settlement arrangement can protect a plaintiff from going through dissipated settlement funds when he/she is required to pay future needs or has other commitments. Even minor can benefit from such an arrangement.

There are some people who are not good with money. For such people, a structured settlement is a very beneficial arrangement. They do not have to worry about taking care of their finances. A consultant will take care of their money and commitments for them.

Selling Structured Settlements

When people have structured settlements, companies that are interested in purchasing them sometimes approach them. As someone with such an arrangement, you can choose to sell your settlement for a good amount. Such sales are restricted in some states so if you have such an arrangement and have been approached by a firm for a sale, make sure that you check with your local laws to make sure that it is alright.

Structured settlements are designed to make payments easier. If you want to find out more about them, you can always read online or consult a local financial advisor.

Tags:

Self-Pleasuring Games: Initiating Couples Fun

For many couples, penetrative activity is by far the preferred form of sensual engagement, but it doesn’t have to be the only way in which two people connect sensually. Self-pleasuring is also a big part of a person’s sensual life, and sharing that with a partner can be an excellent way to add a new level of intimacy to a relationship. Men fondle themselves anyway, as a matter of course and as an aid to their male organ health, so why not incorporate it into couples play? Of course, some individuals may be a little shy or reticent about self-gratifying in front of a partner – in which case some simple self-pleasuring games may help to “break the ice.”

What are some self-pleasuring games that a couple might employ to add a new dimension to their sensual lives? The possibilities are endless, but here are a few ideas to get started.

Use dice

A pair of dice can come in handy as a self-pleasuring aid in a number of ways. For example, assign odd numbers to the female and evens to the male. Roll the dice. If the total is odd, the woman begins self-stimulating; if even, the man does. Let’s say “six” is rolled. The man starts stroking and continues stroking as the woman rolls the dice again. If it is even again, the man continues stroking, and does so until the woman rolls an odd number – at which point she self-gratifies and the man rolls. Play continues in this way until release is achieved.

As a variation, one player rolls the dice and the other player must stroke his manhood or rub her female organ the number of times that appear on the dice. Players can also decide that instead of stroking themselves, they stroke their partner.

Use cards

Playing cards can also be useful to ease into self-pleasuring with a partner. A simple game of strip poker can be used to get the participants naked. After a player has removed all his/her clothes, they can then bet a number of strokes on a poker hand – such as, “I see your four strokes and raise you three.” Whoever loses the hand then strokes or rubs themselves the required number.

Another alternative: assign two suits (say, diamonds and hearts) to the woman and two (spades and clubs) to the man. Turn over the top card of the deck; whoever’s suit is revealed self-stimulates the number of strokes indicated on the card. So a nine of clubs would mean the man strokes his member nine times. (Face cards can be designated as 10 each.) Keep turning over until all the cards have been played, then start again – but this time, the number of strokes doubles. So an ace requires two strokes, a two requires four, etc.

Play hide and seek

Traditional rules apply, except the players are naked. The player who is hiding starts self-gratifying as soon as they are hidden; the seeker as soon as they finish counting.

Adapt a drinking game

Many drinking games involve watching a TV show or movie and taking a drink every time a certain word is said or situation occurs. Try this, except establish rules to self-pleasure instead of drink. For example:

• Self-stimulate ten strokes every time the lead character’s name is mentioned.

• Any time a number is mentioned, stroke oneself ten times that number.

• When watching a horror movie, start self-stimulating when eerie music starts and continue until it stops.

Self-pleasuring games can add zest to a long-time relationship – but men want to make sure their members are in good shape for this kind of tournament. Using a superior male organ health crème (health professionals recommend Man1 Man Oil, which is clinically proven mild and safe for skin) can help. Look for a crème that includes L-arginine, an amino acid that helps produce the effect that keeps male organ blood vessels open and receptive to proper blood flow. The best crème should also include acetyl L carnitine, which protects against the peripheral nerve damage that can occur during rough self-pleasuring and which can diminish sensitivity in the manhood. Being prepared makes the games more fun!

—

Tags:

Most Preferred Penny Stocks

For a while Pub Crawl Holdings Inc was the most Preferred Penny Stock on this planet and why not? It had reached as high as 238% (only to plummet in the next few sessions). Anyone who cared to investigate this Preferred Penny Stock would not have failed to realize that it was a pump. Who was pumping it was irrelevant. My point being, the meteoric rise of a scrip does not make it the most preferred penny stock. The tag can only come if the stock in fundamentally strong i.e. belongs to a company with strong potential. The criteria for most preferred Penny stocks can come from its rise or fall at the exchange.

Most preferred penny stock trigger

I know a major promoter who has the ability to pump massive amounts (anything up to three-quarters of a million dollars) to pump up Pink sheets stock and turn them into most preferred penny stocks. So why do I feel that Pub Crawl Holdings, Inc did not merit the “most preferred penny stock” tag? For starters, the company had only two thousand dollars in assets – before it acquired Mobile Dynamic Marketing, Inc. (MDM). That apart, there is no more information available on Pub Crawl Holdings, Inc. Sounds fishy enough?

We were told that MDM was supposed to own and launch several hundred Android apps for cell phones and tablet PC’s. When I checked I could not find any app that was made by MDM. In fact, I was hard put to find any information on MDM. In any case there are thousands of app developers out there. I don’t see any unique selling proposition here nor was there any reason to assume MDM was something special – certainly nothing to justify a 238% jump in value of Pub Crawl Holdings, Inc.

Today the company is down 80% – imagine how much money investors would have lost. Just about everyone who had invested when the stock began to rise and become the most preferred penny stock would have lost.

Fact is, the term “most preferred penny stock” is a bit of a misnomer because a most preferred small cap stocks for one investor might not mean the same for another. Some folks I know set their preferences based on their favourite sectors (pharma, IT, auto and so on) and then hone in on individual companies.

Yet other investors label most preferred Great penny stocks on the basis of their earning potential or long term returns. Others prefer volatile stocks and so on. The reason I would label a penny stock as my most preferred penny stock might not necessarily work for you and vice-versa. There’s no minimum standard or requirement.

In my opinion, to qualify as the most preferred Best penny stocks, it should have a history and a story to tell. Transparency is the key. I would stay away and advise you to do likewise for stocks with little or no information available. Trade wisely, trade safe.

Tags: